BUILDERS MUTUAL
INSURANCE COMPANY

Builders Mutual Insurance Company is endorsed by the NCHBA to provide all commercial lines of insurance coverage to its members.  Builders Mutual Insurance is available only to members of the Home Builders Association, regardless of the size of the company.  Group buying power allows insurance coverage at a reduced rate.  This plan will actually save you money.  Through loss cost rating, BMIC is able of offer competitive rates to keep your workers’ compensation expenses low.  Because of their policyholder's commitment to sound risk management practices, Builders Mutual's Board of Directors declared a dividend distribution of $3 million.  This impressive return will be distributed to eligible policyholders in the first quarter of 2008.  As the housing market puts pressure on builders, Builders Mutual puts money back into builder's pockets.  In March of 2007, $2.8 million in dividends were distributed back to eligible workers' compensation policyholders.  In 2000, $4,000,000 in surplus distributions were distributed to qualified members of the Home Builders Association across North Carolina.  Since Builders Mutual was first founded in 1984, the company has returned a dividened to policy holders in 18 out of 22 years.

Their WorkSafe Workers’ Comp is known as the industry standard and offers features such as job site evaluations to help prevent workplace accidents and injuries. BMIC experts help you create the safest working environment possible and offer ongoing education and training. Partnered with WorkSafe, their Builders Best policies round out all the coverage those in the residential building industry need. From general liability to inland marine and builders risk, Builders Best has you covered. Contact the Home Builders Association of Haywood County or your agent for more information.